.- the current rent will be around: $3700So we will have a difference of $2300 + additional fees like garbage, cap expenditure, rehab loan for the 4 units ( around $350 per month ) and others.

Total profits last year—subtracting property taxes, management fees, insurance, and repairs—were approximately $12k (which was then divided into shares for us and relatives).The city is Grants Pass, Oregon, population 40k, with median household income around $50k (50% lower than the national average).

Best bet is to contact your trusted lender or other financial institutions to compare offers to find the best interest rates and terms that suit your investment strategy.  

I am looking for advise .We want to move away from security deposits and charge only Move-In Fee.

On Thursday we received encouraging inflation data making rate cuts almost certain by September or November. 

Or you can apply a discount rate to your total capex in accordance to when you forecast the expenses.

Because right now I dont think it is good idea to refinance since I get 3.0% rate for my primary home.

Probably not the best time to invest in hotel assets until economy recovers and there is some relief in rates.

So we will go from a record low unemployment rate of 3.8% to a probably never seen before high.We always say housing is a basic need and therefore we will always have a viable business model.

DSCR for these sort of loans right now is 25% down, 30-year amortization, with a rate around 7%, depending on the lender and deal.