They need to understand that they will be taking over responsibility for making mortgage payments while the loan remains in your name.Legal and Ethical Considerations: Ensure that all aspects of the transaction comply with local laws and regulations regarding real estate transactions and disclosures.

Think Chase, Wells, US Bank, Key, and Everbank - plus any regional players in your market active in the multifamily space.If you're looking for a value-add rehab / bridge loan - try both bank/cu's and private capital / hard money lenders.

Quote from @Mike Romano: Hello, VA offerYou might check with some great local VA lenders to see if there are any grant programs to cover down payment costs.   

What benefits are you learning you have over local real estate investing?

I personally learned it by finding a local mentor, joining as a LP, learning the ropes and eventually graduating to the GP role.

My advice is to pull your own credit scores so you know what your own FICO is, and ask the local (to the property) credit unions. 

STOP READING BOOKS, get to your local RE meet up, 

I just renovated a 2 BR / 2 BA single family built in 1900 and it was 55K.Also, there's no such thing as "ARV 200-300K" - you need to conservatively estimate the ARV and come up with a much narrower range.Finally - are you local?  

I'm particularly focused on local STVR (Short term vacation rental) properties that are officially licensed by the county of Hawaii to operate short term rentals.

Near outdoor activities, good food and some kind of water.