Originally posted by Joshua Dorkin:As for your logo, I'm guessing you may not have your signature checkboxes selected in the advanced logo settings at: http://www.biggerpockets.com/profile/signatureI have every box checked except show email.

If you are basing a purchase price mainly on the income approach, then having access to a couple of years of P & L statements are absolutely critical.The gross rental income will include your vacancy rate.

Making a statement that we are globally out of hot water is not going to work.

I am also emailing or calling the contacts of FSBO listings I find online or in the papers.

It would have been nice if the local news station would have contacted me or my agent(they listed the incorrect agent as selling the home) about this home but I have emailed them if they would like to do a more in depth story.

As an example, if your offer is accepted at 11am Tuesday morning (which is a typical time to get the email), the contract and EMD will need to be in HUD's hands by 5pm on Thursday (two days later by close of business time).If the HUD office is local, you can drop the stuff off in person at 4:59pm if you want.

Sounds like the probate attorney wants to see the preliminary HUD-1 settlement statement.

Send me a PM with an email address and I can send you an ebook copy to read.

It's usually a bank statement, a letter from your bank or a screenshot from your online banking page.What you are talking about is a pre-qualification or pre-approval letter from a lender (regardless of what they call it), and is used when making financed offers on property.If you try making a cash offer using this fake "POF," you'll find that most of the time, the seller will disregard your offer or make you change it to financed.Now, to answer your question, if you make a financed offer, it shouldn't matter whether you change the lender in the middle of the process, so long as the original lender (the one that provided the "POF") is a viable option should the new lender not be able to provide the funds.The key is, you need to be able to follow through on whatever you're telling the seller -- if you tell the seller it's a cash deal, you need to be able to follow-through with cash (and prove you have it); in this case, if you're telling the seller you are approved for financing, you need to be able to follow-through by getting financing, regardless of who the lender is.

Even with numerous email convesation, they keep coming back with excuses (last one was they are hiring new landscaping company that was 3 weeks ago).What is my course of action here?