If you are looking for a challenging investment with the best return potential, I would look at Puerto Rico.

If there is, I would challenge them on paying a fee and getting the draw a month later.

Let the cops handle this.

While the minimum amount gets you started, having some extra money is helpful for a bigger down payment, dealing with unexpected fixes, and handling costs when there's no tenant.

I handle the acquisition, financing, renovation management and marketing & leasing work.

@Hyeonji OhNavigating the real estate market, especially in high-priced areas like San Jose, can indeed be challenging.

My apprehension stems from the possibility that the elevated borrowing costs may outweigh the potential rental income and tax advantages, making it challenging to replicate the financial benefits I've enjoyed in the past. 

You made a lot of good points, and I agree that this is the best way to handle things. 

Challenges?

you basically created your own PM company to handle your own properties