For RE investing, always use the filters to only pull people with at least 40% equity.  

I feel like I am wasting my breath when I get on the phone with lenders when they don't want to dive into a specific market and rule out all rural markets.

PropStream allows you to pull a list of filtered owner and property data.

There are so many so be sure to filter by your location.

No idea how to change a heating filter or clean out a gutter.

I absolutely agree and this post was a breath of fresh air!

looking for your experience and wisdom regarding screening and selecting tenants in Ontario.I own a legal duplex in Barrie Ontario since 2014.in recent years, I had a few great tenants, some ok tenants , handful of  bad ones, and two that was a complete nightmare.last tenant  , haven't payed rent for 9 months and caused significant  damage to the house. he  is finally (deep deep breath...)  

There are so many so be sure to filter by your location. 4) Review this comprehensive 64 page deck on the state of the 2023 housing market (in your resource page as a member of BiggerPockets!)

You will have to take a breathe here.  

For example, todays PAR rates sit in the mid 7s for DSCR loans (30 year fixed) so here's what a scenario COULD look like (per duplex)Duplex appraises for $1,500,000Loan per property @ 65% LTV  ($975,000 x 2) @ 7.5% = $6,817 monthly P & I (per property)$2,500 estimated taxes/insurance = $9,317 PITI$10,000 gross rent/$9,317 PITI = 1.07 DSCR (air tight, but acceptable)Since you only owe $1.5 you could also opt to take slightly lower LTV to still get some cash out but have more breathing room on a monthly cash flow basis.