You wrote a lot and it's a little confusing.

Here's a framework that you should know for tax planning:The further you can push your taxes out, the smaller they become.The time value of money shows us that a dollar is worth more today than 20 years from now.Planning is used to kick the can down the road, and make sure there will be available cash to pay the tax!

Some of the projects were with a local partner as well and then the managing chores were split between us.The lending perspective was stiff in the beginning, as I didn't have any experience at all, also no credit score, and that project was only by myself, so the leverage was low, but I could work on a low-price property to start.Fast forward 5 years, I have built a credit score with 2 credit cards under my ITIN of more than 650, and done 4 properties as experience.

Talk to more contactors.

I'd love to learn more about your goals so we as a BP community can offer advice and guidance. 

I have been doing my own taxes and have a large amount of Passive Activity Losses from my rentals, don't want to mention the specific number but it's a lot in the thousands.

Then you can read a more in-depth book like The Book On Rental Property Investing by Brandon Turner or The Unofficial Guide to Real Estate Investing by Spencer Strauss.

I'm particularly passionate about short term and long term rentals.Outside of real estate, I enjoy the beach, reading, working out, and hanging with my family.Excited to learn and connect with you all!

I read the BP’s ultimate beginner guide and am just starting to read Brandon Turners “the book on rental property investing”.

That helps a lot!