If you were continually pulling for personal credit like credit cards that would be a different situation. 

i have other savings set aside, but i go back and forth on how much equity i should pull out of the house when i refi. 

A BP intern pulled down a McRib post for self-promotion.

And another question - In BP‘s BRRRR calculator, how do you account for pulling your money out at the refinance stage (at 9-12 months after purchase) and as well raising rents through the years of ownership?

, podcast, books, other networking, etc.A short while ago, one of the guests on the BP podcast mentioned that he was so prepared for his first deal (through reading, networking, BP, etc.) that when it came time to pull the trigger, it was such a seamless process and he thought, "wow this isn't so hard after all!"

You'd need to pull title and do research with mortgage servicers to get the proper information.

Looks like you are in a good position to control more real estate  if you get creative ----You have $555,000 in potential equity ----- short on cash - but with that equity you should be able to leverage yourself into lots of real estate.Here are some ideas for you:create a blanked mortgage on some of your equity - pull out $200,000.00create notes on some of your equity - simple to do - have a title company created a note, give yourself some good terms, like 3% interest, interest only with a balloon in 7 years.

Find your own agent and have them pull comps. 

the BRRR method sure works great … although usually takes some liquid capital to pull off unless you have those sweat hart relationships that are EARNED over the years... 

If you don't want to reach out to them, I can pull the reports for you and email them to you.