I'm not entirely sure if this is accurate information and want to be well-informed before moving back as I don't want to but will if it means I'll save $30-40k.

(Note: If you know of any local NE "portfolio" banks that don't require this, I'll all ears!)       

My response is, "I'm sorry to hear that, I'll be by on the first to collect rent.

Thanks for your willingness to help...I’ll certainly reach out if I have questions.

I’ll PM you their info

@Chad CarrodusI haven't seen an existing software solution that would fit what you're asking, although it may be out there - I'll let others pitch in.

@Bob StarlinI’m an agent so some of my strategies are specific to how I’ll try to make money in the next contraction.

You can still find 1%+ properties out there.On to your numbers: I'll say, some people only calculate 5% for vacancy (opposed to your 8%), and your 18% for repairs/maintenance/capx might be a little high (but it all comes down to what you're comfortable with).And remember, everything adds up.

So in a sense that does work for me since I'll save on commission.

I'm doing some math on a couple houses and I figured I'll reach my max DTI after two houses with a typical local bank and their conventional loan products.