Things will certainly go wrong but you'll be better off having those three items taken care of.

What am I doing wrong, am I just being stiffed?

There were some last-minute issues with the title but our RE attorney was great and resolved the issue in time for the early closing.Yesterday on the 3rd, I went to sign the paperwork with the property insurance agency at which time I was told they put the wrong address on the quote and after making the correction the premium went from $2,600 to $3,900 annually.

The wrong syndication is actually riskier.  

@Joshua MayoI’m sorry but if this works it proves there is something really wrong with the credit score system.The scores should indicate to a potential lender how likely you are to pay your loan back and how is that more likely by getting more lines of credit available?

I suspect that I know what I did wrong but would love to hear it from the pros and hopefully take notes and grow.

What happens in these misunderstandings is that something goes wrong either in the sale or after, and then they sue you for some statement you made that they “misunderstood”.

What I dont know is, what all could go wrong, and how could I, or someone, be scammed or ripped off in one of these types of deals?

Get used to buying properties with title insurance, even when you think you don't need it.Here's an example of what can go wrong with your property:  The bank didn't pay a vendor and the vendor files a lien on the property after you bought it. 

Nice way to lose a customer.Warning for anyone: Keep away from using Geico for homeowners--4 insurance shifts, and every single one included wrong information.