For me the Capital came from us working our butts off and saving all our extra cash & figuring out some creative financing methods. 

In order for me to transfer the lease to my name I have to build a 300 sq ft structure on the property so that she is not transferring undeveloped land to me (a policy to make sure people live and build on the land and not just sell after receiving it).

With town homes, you own the physical structure and the land upon which it sits.

What, in your opinion, is a fair cost structure for small multi families (2-4 units) do you find acceptable?

Hiring a draftsman verse and architect and/ or structural engineer with also help to save a ton of money. 

Do you have a method you use to find people?

It may not be worth the hassles of structuring a 1031 if there is not a lot of gain to shelter.If you decide to keep it and try to purchase another property you will likely have to do some explaining to your lender as to why you are moving. 

That is exactly how I structure my deals, the money is only half the deal and therefore only half the profit.

What has been your experience and how have you structured the financing on commercial deals?

My primary thoughts are to used some of these funds to structure the business, pay some internet and marketing overhead, and use funds for EM.