I have tried communicating with the school to work around their policy on debt, but haven't been able to get any straight answers.

I listened to BP podcasts and nothing else for like 9 months straight.

ie: You think you are 50% complete but the inspector says you are only 30% complete.For these reasons alone, sometimes it is just best to elect to go for a straight purchase loan, 75%-80% LTP with no rehab holdback. 

Do not pass go, do not collect rent, go straight to the attorney.

I’ll go straight to the point, I singed a contract to sell a lot I wanted to sell for so long (3 yrs and 1.7 of those in the market).I’m doubting to sell because I just recibe the 2020 appraisal value and it increase a lot, but not sure what my options are?

@Doug Pintarch LOL, there's the straight answer I was looking for. 

They don't have a straight shot at the collateral for swap break costs.

Go straight to the title company to determine who owns the house and what liens there are on it.  

If you can do jus the straight refi and the borrow with the HELOC, that's what I would do.

who understands investment and how to work with investorsLet me ask you this- If you were feeling sick and needed medicine and it was legal to skip the doctor and go straight to the pharmacy shelves and pick your poison yourself, would you do it to save $40 on your co-pay?