Looking for ideas! My unique situation

[Dylan Marcelle]

Around three years ago, I fell in love with the idea of real estate investing. Two years ago, I bought a SFH and house hacked for the first year. Now, it cash flows as a rental property.

Here's my problem. I was lucky enough to be appointed to the Air Force Academy for the upcoming school year, which starts in 2 months. Unfortunately, I wasn't aware that cadets aren't allowed to have any personal debt until after I was accepted. I have tried communicating with the school to work around their policy on debt, but haven't been able to get any straight answers. I would really like to keep the property because I can refinance with a rate that would increase my monthly cashflow x3, and I feel as though I have enough money in reserve to cover any problems that may occur throughout my time at the academy (4 years). I also think I would have a hard time selling the property given that I currently have tenants on a year long lease, not to mention the current Covid-19 dilemma.

My question is, does anyone know of a way that I could keep the property without the debt being directly under my name? Any ideas or advice would be helpful! 

[Kenneth Garrett]

@Dylan Marcelle

Not sure if this would fly, but if you move the property into a LLC and refinance with commercial financing the debt will not show up on a credit report as debt to you. Choice 2 sell to your parents or someone you can trust.