Lock them into a long rate to prevent this. 

Even then, you better get on the board and stay on the board to prevent them changing the rules on you.

Due to new construction guideline, he has asked us to lot of unnecessary reports like survery, soil report, fire sprinkler plan which costs lots of our time and money but was provided to get us permit.He is saying this is change in function and it requires new construction code. 

You can control the weather to some extent; building temporary roofs over building areas, but you can not stop the rain altogether preventing road construction. 

I'd say to not take any unnecessary risks in 2020, due to in 2021, the economy will likely get even worse.

Strong Mexican culture makes it unnecessary. 

Had they been communicating with you, I'm sure you'd have worked with them during covid to prevent this, but that was their choice.

The presoak softens the ground and helps prevent runoff allowing moisture to get to roots. 3.

I know there are options to defer the payments at the end of the loan which may prevent investor from obtaining new mortgages. 

Especially when someone is working to better themselves and obtain freedom, you are immediately faced with opposition that wants to anything they can to prevent your success.