Smoke detectors, carbon monoxide detectors, well-lit stairways and entries, timer switches on fireplaces, updated outlets in the bathrooms and kitchens to prevent electrocution, etc.   

The idea of allowing independent contractors to apply on their own is to prevent them from going on unemployment, as well.  

This will prevent the possibility of your lender invoking the due clause.As pointed out, you also need to keep your monies separate.

Originally I had planned to refi using a VA loan BUT here in Texas the rules concerning Cash-out refinances prevent pulling more than 80% LTV.

@Connor Mullen - Although it may hurt to spend the money in the beginning, sub-metering is always a good idea, as this would prevent future arguments when prices go up for any reason, which would then potentially cause you to have tough conversations with the current or future tenants. 

However, the corona virus laws are prevent me from removing these tenants.So right now, even if I did not renew the lease and give them a 30 day notice, I would not be able to actually get them removed.

In our area utility companies require a lease to have service turned on, this prevents someone whose squatting to get service turned on in a vacant unit that they "accessed." 

.), preventing them from selling to anyone else.  

A restraining order could prevent the woman from returning to the premises.

We sent out information to our tenants on how to prevent COVID, how to apply for the government check and how to more quickly file for unemployment.