There will always be complainers but that is a whole other topic re privilege, politics and maturity to name a few.

You can get a reissue rate on the title insurance, but thats just a few hundred bucks difference.

Make sure lot and once done the lots should be worth 50 to 80k each minimumso back into some numbers first as a sort of feasibility study.like in many parts of the mid west and other areas were houses are still selling for 50 to 60 bucks a foot for older used homes. no way you can make sense to build anything new when existing is much cheaper.

@Jared Abbott bird dogging is more work than anyone thinks and on a per hour basis pay is poor, if you are looking for more bang for your buck you might just develop an automated system to comb MLS. 

Snow removal will run you a few hundred bucks a month on peak months, so let's average at $200/mo.So now you're at $1150 a month, and you haven't factored in vacancy or the maybe (?)

Landlord insurance was 14 dollars a month and property taxes are 45 bucks a month.

But usually I go check them out in person before we move a million bucks to their operation..

The big bucks in finance is usually in quantitative research or something along those lines 

I own 2 rental properties and I’m looking for the least expensive policy.Right now I have state Farm and I’m paying$40 bucks for the one and $30 for the other.Any suggestions???

Make sure you don't price yourself out of the market for 50-100 bucks.