Or was it mostly utilities and common grounds costs?

Nobody else but you can determine this.That said, there is so much material, free and at low cost, here on Bigger Pockets, that will take you months if not years to study.

. - I should've noted that the utilities were all included in the electric budget I included in the report.6.

@John Clark The State of Arkansas Code 17-10-101 states that, “psychologically impacted is not a material fact that must be disclosed”.

Age, condition, beds per unit, gross rents, who pays utilities, NOI, occupancy level. 

Howdy @Travis WhiteI did not see Property Management, utilities, lawn care, or other miscellaneous expenses.  

@Tim Wang are these labor and materials?

The ten-second version is that you unroll it, cut it to size (utility knife or really good scissors), put contact cement on both the cabinets and the veneer, and then carefully stick the veneer down. 

I just utilized an online DTI ratio and my backend debt is a little higher than what mortgage companies may like.Again many thanks for your advice as I appreciate it much!

Holding costs include acquisition loan payments (if any), tax, insurance, utilities, etc ... that occurs during the Rehab period and up until the property is fully rented.