Where is the harm done?

Quote from @Jory Wilder: First, you should break the habit of confusing pets, service animals, and emotional support animals.

The problem with this is (1) wholesaling is a business not an investment and takes business ownership and management skills, as well as capital for EMD, marketing, advertising, legal advice, etc. to be profitable (2) you’re operating in a gray area at best if you’re not licensed (3) you’re learning at the expense of the seller and may do him irrevocable harm, and (4) since you’re not under the direction of a competent teacher you’re not learning anything worthwhile.IMO much better to put your entrepreneurial dreams on hold and apprentice to a successful real estate operator either as a full time position within the industry or as a part time endeavor with a successful operator/developer/investor. 

It would do you no harm to sign up for newsletters or email lists, you may even consider creating a separate email just for that as you'll likely get daily emails. 

For instance, if your mom worked in a local bank and dealt with deals like this all day every day, she would probably be able to handle it herself without causing too much harm.  

Luckily I asked for a huge deposit from them, and although they are communicating to me about the issue, I feel they are just not addressing it and giving me lip service.On one hand I don't want to be heavy handed, though doubt they can find another place to live with the bankruptcy in their background very easily so they have no where to go, but on the other hand, they clearly just brought the same habits from their previous lifestyle with them.

What if there's no interest in insuring the actual building or landlords property, but just insuring against bodily harm/injuries that occur on the property...Are there policies for just that?

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

During the term of the lease your ability to sell will be hindered and the tenant will have the right to stay for the duration of the lease term, potentially harming the attractiveness of your unit to private buyers for their own use.