My bank said they can't confirm 100% because of the uniqueness of the property.Any experience with this?  

If going to buy a house or small plex and you need a mortgage, I'd explore buying as TIC (tenants in common) with %s listed and have a JV agreement. 

Better off reaching out to a great RE agent like yourself and having them assist or exploring other options.  

Also, if you want to split hairs between Raleigh & Durham, it's the uniqueness of Durham and its proximity to RTP that will make it the next Austin. 

---So, learn the neighborhoods where you plan to invest and use Google Streetview to virtually explore them.3) Poor Tenant Screening - they typically can't sell a property until they place a tenant.

@Christopher AdeI read through some of your past posts.You mention a couple of items such as 'house-hacking', 'refinance' and 'philadelphia'.House-hacking has unique tax obligations since it is partially an investment property / partially personal residencerefinance - is a great way to get cash out and pay no taxesPhiladelphia - This jurisdiction has its own filing obligation - Net Profits Tax / Business Receipts Tax.

There is nothing unique about a covid illness that poses a greater risk of not paying rent then any other illness.

I am exploring is to "buy and hold" and making some remodeling trying to build as many rooms as possible, so I can go with short-term rents, and/ or Airbnb.

Seems it would be a tiny market of unique situations like some famous doctor coming from another country or something and want a place to live while they settle in, and look for a long term solution.

Are you open to exploring the STR investment here in Galveston?