Most Hard Money lenders will require a personal guarantee. 

Hi @Jay Lam, we always require all owners to sign the property management agreement, so I'd recommend going back to you PM and enabling you both to sign.Best of luck!

They require you to pay with their store card.

I ALWAYS require MINIMUM 3X rents in gross household income, no exceptions other than pre-paid for FULL lease term (yes, I lease this way, not theory).

They repackage freely available information and slap a price tag on it, hoping to capitalize on others' ignorance or desperation.

If you are buying with financing, and not cash, you will need to have anywhere between 3-6 months reserves leftover in order to meet lending requirements. 

You figure out what it TAKES to become succesful and then use what you have to get what it takes, to become succesful.If it requires 40 hours a day, $3000/week on marketing, decent clothing, proper english, a decent car and knowledge about the niche... well figure out a way to slow down time to fit 40 hours in a day because that is what it takes!

We are taking advantage of two new tax saving opportunities that require some additional research and paperwork on our end.

In general, they should have already asked for POF for their required downpayment. 

PM me and I can email you a laundry list of exactly what we lenders require when doing a bridge loan for a real estate investor.