Unless of course you are playing the speculation game- appreciation which i do not play.

gotcha... although if you just hand in the keys your walking from your downpayment and whatever cash you have in it.your sense are correct all these folks singing on massive debt with 5 year calls are taking a certain amount of risk.. just need to look back to 08 09 when no one could refi and all these properties changed hands.. it was not because of poor operators basically it was frozen credit and banks not relenting or walls st.. hedgefund bought said notes from failed banks and refused to rewrite and took the assets.. since they paid pennies on the dollar for the paper.. foreclosing and reselling was still a better play for them.. 

They are free for demo and have a monthly cost if you continue with them after 5 days.2. 

I'm struggling to find any information on that component, but I will continue searching.  

I am definitely going to continue to to branch my knowledge on investing in real estate, but should i be a little more patient before i start investing?

I would like to try and buy a multi-family and I guess I will just continue to monitor throughout the winter to see if a deal REALLY jumps out at me.

Nevertheless, I can pick up the phone and get quotes from a half dozen people because I bring them business continuously.

Keep playing - you'll win at some point.

NYU offers them, some online, through their continuing education and professional studies department.If you still need help, hire a real estate counselor, with the CRE designations.  

I own a quadplex in San Bernardino, and I've been recently getting a lot of attention from the city and their code enforcers requiring me to do a lot of home improvements per their guidelines. I've complied with a lot...