There are no pre payment penalties associated with my lender.My main goal is obtain rental properties to have consistent cash flow but not sure what direction to take to obtain such properties being that I’m just getting my feet wet.

Hopefully you get some consistency.

I think our tenants appreciate our consistent responsiveness and attitude that the tenant is always right much, much more than they ever would appreciate cheap rent.

We believe learning is always should be part of the process and I will continue to learn and practice and get good at it. 

We always get back more than we give so it's always good practice to give as much as you can to those you can help. 

One of them is a good friend of mine and the other one is a young lady who works at the hospital and says “I’m just looking for a bed”, and honestly imaging she's going to be super quite and practically not even there... but I am curious as to how to determine who would be the better tenant, while also not being a greedy piece of 💩...I want to help them both, but also trying to be a savvy businessman, I don't know what the right answer is? 

In practice though, the 203k loan is difficult to close.

I looked up online practice tests, and these made it worse!

With lots of practice you will be able to identify a good deal quickly and jump on it when the opportunity presents itself.

If I could start over again, I would recommend finding a property manager who is a prolific investor as well and pester them until they gave me a job.I would definitely get my real estate license and I would practice property management.I would then focus my week with these proportions:50% Making an income as a property manager25% Meeting with power partners (people you want to partner with, investors, property owners, mortgage brokers, real estate agents, contractors, etc) with the goal to find an investor who wants to put up the cash to participate in real estate deals with you.25% Searching for, analyzing deals, and purchasing deals (you can share these deals with your power partners).After a while, you can quit your property management job and then focus on being an investor.