(see chart below)Remaining Term15-Year Fixed Rate20-Year Fixed Rate30-Year Fixed RateNew Term246180240360Interest Rate4.000%3.500%3.875%4.000%APR4.058%3.617%3.955%4.058%Payment$1,383.50$1,658.53$1,390.64$1,107.60Total Payments$340,341.88$298,534.95$333,753.70$398,737.25Savings$20,048.12$61,855.05$26,636.30$-38,347.25

Below is a chart from Costar - Memphis industrial space inventory is growing the fastest rate per % of inventory. 

People with net worths measured in the millions of dollars never blinked when my rate was a bit higher when I was a mortgage banker, they understood that the cashflow on a property that doesn't close b/c the mortgage got botched is precisely zero dollars and zero cents, IRR 0.000%, cap rate 0.000%, annual appreciation and equity gains 0.000%, and so on.

That is precisely the reason I said the redemption period is "typically" 6 months which I am sure you would agree with :)  There are always exceptions and people like you who put the time in have benefited from learning the rules.

TERRIBLE if you ask me.Comparing that to a building I purchased in the year 2000, I would need to include:1) The Investment of $28,000 from Columns A&B2) The Projected Sales Proceeds when I sell today of $950,463 from Columns G&H3) The IRR Chart of the Building including the Appreciation, Renovations and Cash Flows from Columns M to P.My building has an IRR of 15.61% versus the DOW at 3.88%You can write down any kind of analysis you want, but I believe in putting numbers in an IRR spreadsheet and making the comparison.My Brooklyn, NYC investment FAR exceeded the returns on the DOW.

Not to put people on the spot but in this current market, whats your thoughts on precisely what you would do if you were an LP(me) in this current market with 300k to come in? 

Its tough to chart course if you don't know where you're going. 

Which, correct me if I'm wrong, but that sounds like it would mean you would need to hire agents that had precisely one transaction under their belt.

I will look it up on the charts and see what it looks like.

That's is precisely why that entity has served it's purpose."