But in some cases, all of the nearby rentals already include these items, so it can be tougher to get a good tenant when you are lacking something that the competition has.

We have the LLC because we want brand our business and we plan on holding property for resale and rentals in the future.It was one of the first items on our "vision board" and helped us start moving forward.

One bad item will not disqualify a tenant, but several will start to paint a picture.

We make it clear that if the property has a community basement that tenants are storing items at your own risk.

Have you obtained a recent credit report to compare with the report when your score was 790 to identify if there are any errors or new items outside of the mortgages?

Generally, you'll only need to do this for Balance Sheet items (because the QB CFS starts with net income, so income/expense items are already captured) .

Aly, A/C in Michigan is considered a luxury item, not a necessity so I am not obligated to have one.

If you want assurances that certain items are good/bad/acceptable, you'd likely need to contact the individual trades that deal with each item (roof, foundation, electric, HVAC, etc.).

ARV is a little thin, but if you plan to hold for a long time that isn't a major concern.Is there any deferred maintenance or do you see having to replace any major items in the short-term (garage door, furnace/AC, water heater, etc.)?

As a broker, I agree I will go get items from the borrower (and other parties) and deliver them to the banker, I do not judge their applicability or use.