This project has snowballed as I find others posting troubles and successes finding lenders that can actually fund. 

@Travis Timmons Yes, I actually was up for renewal and just let it expire for the same reason.

The market has a lot of baseline - economically friendly STRS but only a few luxury STR's, most of which are dated and drab.  

Do I have to have the pro account to actually write blogs?

Hey @Eian Trenkle, I'm actually dealing with the same issue on a STR of my own.

Actually, BOTH scenarios push this into commercial:https://guide.freddiemac.com/app/guide/section/5601.2See:(a) Ineligible property typesMortgages secured by the following property types are not eligible for purchase by Freddie Mac:A 2- or 3-unit property with an ADU that does not comply with zoning and land use requirements (illegal zoning)A 1-, 2- or 3-unit property with two or more ADUsA 4-unit property with an ADU

Not for those who have put in the research Actually yeah they are all over the place, and you would know that if you put in the research and read just even one BNA Portfolio.But continue being smug to people who are asking for help."

I know so many investors that have "x doors" that will always be a number greater than I am actually looking to achieve.

A place can be completely gutted and remodeled, but because it wasn't torn down it still shows the original build date.

I actually inherited a racist who consistently wanted to stay in my unit.