However, it increases debt, which can strain cash flow if rental income falls or expenses rise.

As a result, they are renting this 3-bed, 2-bath house for $1000 a month to a group of guys who aren't on any type of rental agreement or lease.

I lost rental tenants, one of which was a doctor, and another was an accountant. 

I'm looking into a loan from the SBA to complete repairs sustained on a rental house during Hurricane Beryl.

I have done buy and hold rentals primarily but am looking for new ideas.

For you investors that have rentals in an HOA.

Prices and rents continue to increase steadily.Sales - $/SqFt by Month(Click to enlarge.)The median sales $/SF was up 9% YoY and 6.7% YTD.Rentals - $/SqFt by MonthRents rose 4.3% YoY and 6% YTD.The Market Remains HotFollowing the rapid inventory decline starting in Q1, the number of days on the market for sales remained below 17 and for rentals below 19, indicating strong demand for both.Sales - List to Contract Days by MonthRentals - List to Contract Days by MonthRental trends tend to follow sales.

In my city's codes and ordinances it states that one of the common rental property violations is having "over four unrelated individuals residing in a dwelling unit" would the dwelling unit be considered the entire house or just the part contained in the lease (aka the room)?

You have 3 long-term rentals.

@Adaze Foltz  Depends too if you're flipping and seeking money for short term projects, or long term rentals.- For the reasons posted above, for short term, PML is definitely great