You will find some BP authors promoting 100% leverage (NOT me--I play it somewhat conservative).

Would you sacrifice the monthly cash flow for the equity play? 

Maybe you can represent whats happening in Sacramento I know there Is INTENSE interest from bay area investor who are priced out of silicon valley but don't want to go out of state..

Is this a long-term cap gain or ordinary income play?  

That's how a lender can get creative and still be able to stay in business.Nice play!

I have made some great deals over the last year but they were also in a niche space that most people do not play in.   

These types of situations are stressful for everyone involved and usually play out to the last moment.

To quote Lil Wayne: "Real G's move in silence like lasagna" ("G" as short for a gangster, hustler, a self-made successful person)It's a funny play on words, but like a lot of rap lyrics, it's actionable advice.

I don't suppose I could "fine" her without a lease addendum she agrees to, either.I'm hoping someone has some suggestions that would yield the intended response without escalating the situation too much by playing the "termination" card.  

There are burn marks on the carpet in one of the bedrooms and one of the kids confirmed that her brother way 'playing with fire' -- this scares me.