Quote from @Jason Weber: I am curious to know how many properties/units this person is managing and how much you are saving by hiring them instead of a professional property manager.Management involves a lot more than collecting rent, showing vacant units, and turnover.

WHEN I LOOK AT ALL THE YOUTUBE VIDEOS AND TALK TO CONTRACTORS THEY ALL SAY PRETTY MUCH THE SAME THING, THEY ARE VERY SIMPLE TO ASSEMBLE WITH LIKE 5 PERSON CREW, ONLY TAKES MAYBE 15 DAYS.

It gives you perhaps a more thorough view of the type of person they are. 

Personally, what I've been doing is simply adding up these individual expenses, and then come tax time or whatever, simply divide it among the number of properties that I have, and then add that number to the specific unit in question's maintenance/repair expenses.

Your draft person should know about this, but make sure you check this.

I personally save a fortune on taxes and my clients do very well with this strategy.

I personal would only explore re-financing with other lenders (having conversations- getting to know what they offer).

"the borrower is not using rental income from the applicable property to qualify" - does borrower here refer to the seller applying for a new loan or the buyer of the subto deal?

I, personally, prefer not to be cash flow negative assuming 20% down on a deal.

The person then gets called and qualed and so it begins.I am reasonably tech savvy but not as much in this realm (not yet I guess) and nobody end to end owns the process.