I am screening tenants now for a property in Colorado I will manage myself and wondering if I should add tax to the monthly rent amount or just invoice rent at a flat rate? 

Your bank is flat out wrong unless there’s something that this specific property has that precludes it from FHA financing

It is in a packet with items such as the lease, house rules, and a computer media with house specific items (trash day, water and gas shutoff locations, location of circuit breaker panel(s), GFI locations, etc).

Plus, we want to put a granny flat in the back.

Having more savings allows you to survive landmines, but it doesn't guarantee success... a 2019 Mercedes and a 1990 Chevy Impala both get flat tires....  

Purchase price: $139,500 Cash invested: $20,000 Brick 2-flat with wood floors and unfinished basement.

Flat exhausted and wondering if anyone else feels the same out there in the BP world?

"Fair Market Rents (FMRs) are used to determine payment standard amounts for the Housing Choice Voucher program, to determine initial renewal rents for some expiring project-based Section 8 contracts, to determine initial rents for housing assistance payment (HAP) contracts in the Moderate Rehabilitation Single Room Occupancy program (Mod Rehab), rent ceilings for rental units in both the HOME Investment Partnerships program and the Emergency Solution Grants program, calculation of maximum award amounts for Continuum of Care recipients and the maximum amount of rent a recipient may pay for property leased with Continuum of Care funds, and calculation of flat rents in Public Housing units.

Real estate commission will be reduced due to my wife being a realtor.I am trying to figure out a fair deal for the owner of the lots whether it be a flat % return, a partnership split, or another type of agreement.

we will not FLAT out own the 6 units anymore.Finance the other properties we find and have an actual mortgage on them?