Before I found this site I went to one of those 3 day workshops run by an investing guru. I was told by a so called mentor that I shouldn't even start doing deals at all until I got an LLC setup. Of course he would he...

The purpose of this zone is to provide an adequate variation of retail establishments and services that conveniently serve the needs of residents in the immediate neighborhood.

House hacking typically in a more up and coming area or single family in a nicer more established safer neighborhood.

Did everything myself on my first 5 flips to establish cost/timelines. 

Establish a screening criteria and apply it equally to all applicants to ensure compliance with Fair Housing Laws.

It sounds like if we start increasing rents and or deposits based on the tenants qualification we need to have a clear criteria documented on how we established the increase and keep it consistent for all applicants across the board.

As for the size of lots of new homes, not all homes are built in new subdivisions with small lots, in fact, there are many opportunities to buy larger lots in established neighborhoods. 

I was told by the contact at Preferred Alternatives that the person they are calling for does not have any credit established and is on a fixed income.  

This is unfortunate, for now you have established a precedent.

Once the lender establishes that the delinquent borrower has vacated (correspondence with the borrower shows a new mailing address, for example) the property, then the lender knows that they will have to re-key and perform preservation measures - winterizing, board up broken windows and any openings, cutting grass, etc.