It appears that while a unique number NNNNN may be assigned to each MLS server, a prefix XY is applied so that  AB12345 will be different from MN12345

I may be ALONE without my wife's income but I am not sure that would apply because her name would be on the property's title but I have heard of this sort of thing happening for buyers Pre-Housing bubble ~10 years ago (one income earner seeking a mortgage WITHOUT the other spouse's income).  

I had a client try to apply for a mortgage last year and she was denied even though her credit was perfect.

With TRID and Dodd Frank and slow banks you should be fine.If I'm not mistaken the 90-day rule applies from escrow to escrow.

Question, when your speaking of using a SDIRA to fund others, someone that is not a disqualified person like yourself brother mother, how would this apply if your funding a company.

So you can actually apply for a $850,000+ house loan.

Don't beat yourself up so much, you did fine ... you won't go bankrupt on this deal and you won't likely hit a home run on it either ... you'll learn a ton and apply that knowledge to do even better on your next one.

In the process of applying online, I was asked to obtain my credit report through a link they provided to a company called CreditNav. 

I'm currently applying for a loan to have enough funds for an auction on a duplex that thankfully postponed to March 17th.  

How to know what strategy to apply to be most efficient at contacting tax delinquent owners who truly have no desire to keep their properties and who have property that does have value exceeding the tax liability.