I imagine that something in your situation is preventing you from going conventional, because if you have that much down you should look into conventional or perhaps a non-QM mortgage.

All that being said nothing is preventing you from registering as an LLC as it is easier to split up expenses and revenues from your personal accounts.  

Tell her what happened and ask how A) they would prevent it from happening, and B) if it happened how they would solve it. 

These are thicker and will fill small gaps and prevent additional damage from water, at least for a while.Rather than put a band-aid on it, you may just consider replacing the deck. 

I get what you are trying to do, but I've found there are strict rules preventing trying to be both. 

Fun fact I learned this week: Chicago landlords are required to pay for pest management services to get rid of bed bugs in a tenant's apartment, according to the Chicago Department of Public Health - "Preventing Bed Bugs" lease addendum; "What are my landlord's responsibilities under this ordinance?

Yes, we have a Federal license, and CPAs have state licenses, but it does not prevent a CPA licensed in one state from preparing a state return in a different state, in most cases.

America's founders understood this point, and that is why they established a constitutional republic to prevent the passions of the majority from violating the rights of the minority.

I was under the impression that a federal judge found the CDC's eviction moratorium unconstitutional and issued an order preventing its enforcement.

This prevents the naïve masses from realizing the politicians are the problem. 8.