I am looking to purchase a 1,500 square ft 3 bed, 2 bath house as an investment in Tampa Bay and have narrowed down my search to two identical houses/lots in different communities built by the same developer, DR Horton.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

Contractors are the probably the more challenging part of that.If you decide to start looking at properties here, I've started doing some third party verification/subsequent quality control (oversight), so feel free to give me a yell if you need anything in that regard.

Even this FICO score only relates to one element...their credit; you still need to conduct background and income verification and research.

Ask the Seller to talk to the Tenant and get written verification of their intent to vacate on a particular date.

It treats each asset identically and assumes the workload associated with it will be the same as well.

This is almost the last step - employment verification has been done.

Non Qm or non bank financing offers more favorable underwriting when dealing with investment property owner (no tax returns/income verification/DTI needed) but with higher rates, terms are the same if not better than banks (30 yr fixed vs traditional commercial structure). 

I'd find out her identity and have her move out if she lied.

You can ask for many things; full legal name, entity name, income and employment verification or business P/L acknowledged by attorney, bank statements to verify cash on hand, addresses of previous projects they've done and the purchase price / sale price / rehab plan of that deal (specifically want to see experience in the same type of deal that they're looking to borrow money from me for; fix and flip), information about the deal they are asking to borrow money for now (address, purchase price, projected ARV, rehab plan and budget).