My goal this year is to buy my first duplex or home+in-law whichever i can find at a good price.

I have one cell phone and a home number.

Whats going to help me decide between the two is whichever is easier to get started in without a ton of financial capital.

You can not wholesale any property without having to pay your broker a percentage / flat fee, whichever you work out with them.  

I have been looking at a cell phone so I can eliminate this little book.

But do not count on the extra cash for closing costs or rehab.The lenders are now giving their 80% LTV (or 75%) of the sale price OR appraised value WHICHEVER IS LOWER for investment properties.My best advice is to go check with the bank first: ask these questions, get pre-approved, know your financial limits, etc.

It's a headache but rarely do a group of 4 unrelateds make it through the year without a fight or a meltdown. 6) Parent's cellphone numbers can be as helpful as their name on a lease.That's just my opinion.

The MCI Worldcom scandal back in 2000-2001 made me bitter about any cell phone company (I lost a lot of money on them) and I don't generally like to put my money there, but this stock has performed suprisingly well, and I'll tell you EXACTLY why: NASCAR.

Always keep cellphone numbers of the parents.

They would walk down a street and they would see people with cell phones, wallets, and GUNS.