Also how many should I aim to work with in terms of:- How many brokers- How many wholesalers- And in terms of DTS , how many cold calls a dayThanks againWholesalers are all over FB so try joining any "off market" type property groups.

If you're goal is a long term hold, you're almost certainly going to do well even with a market rate deal in any of those states.

A refi makes more sense if you plan to hold the property long-term as a rental.

So, an investor could easily cashflow right away.Those days are over.Landlording is a long-term play.

Medium term rentals may be a better option.

I think this will be the short term realization, and anyone that did not wait on the sidelines and jumped in with the intention of a short-term re-fi might have to tap out. 

What are you looking to achieve in the short, mid, long term?

AirDNA shows it on the rise in terms of annual revenue, occupancy rate, average daily rate and revpar, with about 3,000 total listings.

., Purchase Price: $475,000 ($197.9/sq. ft.).Estimated Market Value: $402,000 ($168/sq. ft.).Financing Terms: 2% interest rate, with a 9-year balloon.Unit B Income: $2,049/month (Section 8 tenant through November 2025).Unit A Income Potential: Similar rent or higher; Section 8 cap for the area is $3,234/month.Monthly Loan Payment (P+I): $1,386.Cash Flow Breakdown (if both units are rented at $2,049/month):Gross Rent: $4,098/month.Vacancy (10%): $410/month.Operating Expenses (37.3%): $1,376/month.Net Cash Flow: $943/month.Key QuestionsWould you be comfortable paying an 18% premium for financing at 2%, especially in a market where current mortgage rates are closer to 7%?

Actual cost takes into account depreciation so complete destruction of a property could leave you under water in terms of the amount paid for the loss.