I couldn't save enough money for a down payment on my first real estate investment. 

I'm a local youth pastor in MN and I'm looking into getting started in real estate so that I can provide extra income for my growing family.

The 7 isles project hasn't even started.

Would you have or know where I could find an example lease to use as a starting point?

If you plan on living there, I would pick the place you want to live, then start investing.  

I have been digesting all things Real Estate so right now I am working to lower my DTI while saving at least 6-7% for the Owner Occupant down payment (to include closing cost, etc.).

Hey everyone,I’m David, and I started BRRRR investing in Baltimore in 2023.

Your experience is valuable, and starting with rentals and BRRRR is a smart move.You’re already on the right track by using tools like Redfin and Zillow.

If you’re strategic about locations, management, and financing, STRs can still offer decent returns in the right market.I totally agree that it’s not all sunshine and rainbows in real estate right now, but if you’re strategic—especially with tax savings and a long-term focus—real estate can still be a viable option alongside other investments.I agree with everything you said but it’s also important to consider the Time component.

The units are all currently occupied right now, so we won't have to worry about the buyer's market right now haha.With the cash flow I will receive, it will be enough to take care of property taxes, insurance, and enough to save up for any emergiences with the unit that I will need to take care of, so no need to worry, I got you :)!