Across the remaining portfolio, I have a really good amount of equity which I can tap into based on opportunities but need to finish cleaning up my personal debt prior to going that route to get best rates etc.

Will - I work with CSSI, the premier company providing engineering based cost segregation studies in the U.S. 

We’re an MHC syndicator based in San Diego with a 15-year track record of strong performance.

In my experience, these are also referred to as "QM" and "Non-QM" loans ("QM" = Qualifying Mortgage)And as consumer mortgages, these loans are generally issued under the person's name with the underwriting based primarily on the borrower's DTI (Debt to Income) ratio.

Best neighborhood and best assets are subjective and largely based on the individuals capabilities (balance sheet, skill set, time etc.)

Hey Chris,This is the website: https://suncrestcapitalgroup.com/Ive been dealing with Kevin Barrios.They have office based out of Florida.I checked BBB and couldn't find them. 

Are you both friends and have unique skill sets and are breaking up the duties of investing based on those skills?

Compared to other towns in Oklahoma.There is also an army base in lawton which helps keep the population high and another reason why the rental demand is high out there!

Generally yes a HELOC will go off your personal finances so qualifying is generally based on your income, liabilities, and credit. 

I see you are located in Royal Oak, that is the area we've actually been looking at as I'll be based in Warren at the Arsenal.