Here are a few avenues folks often explore in times like this:You are already on this path - Owner Financing: It's great that the seller is willing to finance a portion of the deal.

Have you considered partnering with someone in your network who’s also interested in real estate?

It was like paying for multiple Master's degrees to get our "real world" experience.  

However, even with this delay, there is no indication that rates will be increased further, which provides some stability for investors, homebuyers, and business owners looking ahead.What This Means for the Housing MarketHigher interest rates have undoubtedly slowed the housing market over the past year, but demand for real estate remains strong, particularly in growing metropolitan areas.

I'm having a very hard time with them and on the verge of losing my earnest money on a house purchased to flip.

I'm a real estate investor in other parts of the country but not NY due to the extremely high buy in price.

As others noted, you are likely limited in what you can legally do anyways, so you won't be saving a ton, and depending on how you value your time, it will likely be cheaper to higher professionals to do it anyways.

To thrive in real estate investing, you must maintain a firm grip on your finances.

The media/influencer community will pick up on an anecdotal property that got into trouble and say it's a sign of turbulent times ahead.

Used enirely OPM to buy this one, and borrowed money from a family member who is in commercial real estate to do the renovation.