Hi Mike,First, I want to emphasize that my intention was never to provide misleading information.

So glad you could provide a better insight.

Quote from @Roger D Jones: SamEveryone here is providing great points to consider and if you were my son I would say that at 360k this 'dog needs to get put down'. 

The spacious primary suite features a private full bath with double vanity, while the flexible layout provides options for bedrooms, an office, or hobby spaces.

Again, this is only based on info you provided so there could be a lot more to the story for the good or bad but I can only comment on what was provided. not sure many are thinking rates are going to drop much in the next year.. seems like one would want to know how much they need to drop to see if the plan will work before putting good money after bad.

@Arthur Savery there are some great comments already provided.

You can fix this by talking to the utility provider about creating "equal billing" or whatever they call it in your area.

I will provide the text I gave both LLMs, what they said, and the confusion I have.

With this in mind, I recommend exploring other investment strategies that may provide better cash flow and ROI.

I thank you in advance for taking your time to provide us with your knowledge