Hello,My wife and I recently found a property that fits all of the things we are looking for, perfect location, price, rooms, etc. except for one problem: The previous owner was a smoker :( Does anyone have experience buying/renting out/living in a home previously owned by smokers?

Also  American association of private lenders is one trade group,Thanks for the response, Chris.

Typically, the initial upfront for the rehab is either cash or a high interest loan (hard money or private). 

PLUS, you can buy 4-5X as many properties.

Create rooms within existing square footage, look into ADU properties, etc. 

Hey BP, I recently purchased my second investment property!

One thing that happened back then its the rise of all this private money..

@Ana Escudero Property insurance renewals have been challenging the past few years, but there’s some stability with carriers heading into 2025.

You can get a "renovation heloc" which will give you a heloc based on the ARV of your property.

It depends on your financial strength, the quality of the property, how many properties you own, etc.I like to start with one significant expense and three months of vacancy.