Have a well documented payment schedule with milestones would be helpful to keep the project moving.4- HELOC or cash out refi if you would benefit from a refi regardless.

I'm hopeful that we'll see better hard money pricing come back in June/July as more states/cities continue to achieve milestones in reopening their economies.

And that you will have a friend stop by weekly and for each milestone you decide, primer? 

- Do you think it will get even worse, before it gets better, based on the trajectory of the graph in the article (and looming moratoriums ending, more lockdowns, etc.)?

BiggerPockets.com just crossed the 50,000 member milestone!

I don't have the great graphs that some have, but I'd bet gold/silver graphs would look a lot alike.Josh- I like junk silver bags, That is $1000 face value of 1964 and older dimes, quarters and halves.

Another huge milestone for you and BiggerPockets.

It's nice because it has a graph which is a visual way for me to see where we need to cut back.

(Congrats on the milestone Josh and Brandon) I wanted to show how I went well past Nov with No shaving at all.

How much that increases your overall risk profile is dependent on how deep your pockets are, but as you add more and more leveraged properties the risk will increase.You also have a higher risk of reduced returns with an extended vacancy.The really interesting thing is if you are a buy and hold investor, and don't continually refinance to treat the properties as an ATM, the risk profile graphs between leveraged verses non-leveraged converge as the loan is paid off.Of course, we are looking at this is isolation.