My knowledge is free, but I am most happy to charge for it, if someone is willing to pay!  

I would focus on the house hack and not take a pay cut.

Right now, my focus is on leveraging my degree and skills to land a higher-paying job, increase my annual income, and ultimately grow my net worth.Real estate has always been something I’ve been interested in, and my long-term goal is to start investing in both real estate and retirement to build financial security.

We’ll pay to get it fixed that’s not the problem.

What would I need to do to structure the note in order to have a note buyer come in and buy the note or buy a partial enough to pay off the 215k at closing and still have some difference coming to me or the note revert back to me after the partial was paid for. 

We did get much lower costs when we changed to minisplits but the initial cost is high.

So that with paying my investor 6.3%, they will get a passive income of $2,532 every month ($30,384 every year).

It will pay off. 

This is the first time I have done something like this, where it was for other reasons besides not paying rent. 

With regards to your example about plaster vs. drywall most insurance policies no longer will pay for the plaster whether you have a public adjuster or not.