Long gone are the days where the consumer-facing LO is allowed to take a pay cut or pay raise on a per-deal basis, now it's mostly on what you can give us, that we can turn around and sell to management (as they are the folks taking the per-deal hair cut), that also isn't going to expose the firm to any potential gender/race/disability/etc based discrimination lawsuits or Dodd-Frank/CFPB fines. 

Borrow against the retirement account if possible.The early withdrawal penalty and taxes will mean that you're taking a large haircut to start and will be behind initially... 

I picked up a lead the other day while getting a haircut.  

But taking a 10% haircut is tough. 

So I schedule vacations, dates and time with my wife, doctor appointments and haircuts, all the non-business side of life.I once when to the funeral of an investor friend that was young with a life full of business just like me.

I have noticed that asking a lawyer about this is like asking a barber if you need a haircut.

I' a bit surprised the fire dept didn't order a "shave and a haircut."

I see Apple and Disney dropping to the $60's, which is a 50% hair cut from their highs. 

The current sellers aren't willing to take a decent haircut in anticipation of these requirements.So I don't know how environmental requirements are enforced in the US, but I expect any market not prepped to be shellshocked if the law gets laid down.This greatly affects any buy & hold strategy in the long run.

I carry a clipboard and look like I'm there to work, or at least supervise people who work.If I'm going to a meeting, investor event, somewhere I want to look respectable, it's a nice pressed button down, dress pants, jacket depending on weather, fresh haircut, beard trim.