We are seeing great appreciation and stability in the city right now.

So we are in ownder occupied neighborhoods. 

I know in my area they can require it, and we are nowhere near as strict as NY. 

We have a few properties that we are thinking to sell so perhaps you or potential buyers would be interested... please send contact me if interested. thanks!

We are focused on families and want to sleep 10 or more.

We are a Lender that works with first time Investors a lot, we can offer a more tailored experience for you. 

I don't even mention interest.I did this recently and the guy picked the higher price with him carrying the mortgage for 5 years with no interest.Turns out a probate for one of his parents needed to be done so we are paying for this.

To be honest, we are good to them and they are good to us.

Go where the deal takes you, don't wear blinders, keep your vision open for whatever opportunities present themself, and NEVER invest on hope, facts only, known documented FACTS. 

In our student houses we use a programmable thermostat, but our building monitoring system has its own sensors and can override the wall thermostat and will not allow the temperature to get below 10C (50F) ... we are presently testing a new software load that will also prevent them from cooling the house too far in the summer.