Yes, I’m using TheGuarantors platform for long term and Waivo for midterm and short term tenants instead of a traditional deposit. 

The thing I like best is the interest is deposited in my  account every month.

@Alex ThomsenThe standard NC contract (2-T) has two different deposit options.

Banks like to match short term assets with short term liabilities, and vice versa.I don't believe that DSCR loans are "expensive", but they do require a more thorough underwriting and higher amount of financial documentation other private and hard money loans.It generally helps to have a Fractional CFO or Loan Consultant (not a broker) that will work on your behalf to negotiate better DSCR terms and rates.

.: Jobs have; PTO, medical insurance, Company matched 401k's, structure etc.

Personally, I would keep the deposit out of the conversation.

I thought about resubmitting with a small non-refundable deposit.

My inherited tenants ALL SMOKE and none had security deposits. 

I usually charge a pet deposit and monthly fee, but from my limited research, believe I cannot charge for a service animal. 

If you are graduating from Medical school and starting a residency, typically you will match in March and get your contract in April/May.