Granite also does, although the lighter colored granites have stained in some of my tougher C class rentals. 

Also they would like to see you have some skin in the game, which it sounds like you are working on. 

Meaning, the borrower must bring at least 10% skin in the game.  

He could just as easily insult your weight, height, skin color, accent, or a dozen other features.

Another might walk in and see how color changes, sidewalk appeal or a host of other minor changes make a property attractive. 

A lot more popular and many color options.

Commercial require you to have at least 20% skin in the game correct?

Very limited information is being communicated by sponsors, particularly those that used high leverage variable rate loans to acquire in 2021-2022, so LPs are commonly feeling left in the dark.

IMO it goes against the meaning of the word if the new entrants to the group aren't coming to the table with at least a certain level of experience and skin in the game.

I was not getting any solid signal about rental occupancy rate either and from a property appreciation point of view, I felt there was hardly any skin left in the game for me.