That’s without my labor, I finished in 8 month, so let’s say 40 hours, at my minimun I used to charge was $75 and hour.

The agents are charged for this service no matter what so it's difficult for the agent to service from a time and financial perspective.

Brokers acting as paper pushers and contract writers will obviously charge alot less than a broker taking on all responsibilities including marketing. 

They charge no fees at all.

You can theoretically have a higher rate from one lender with lower origination fees and total finance charges may come in lower.  

We rent to plenty of S8 applicants; I've always believed the standard of care they exude is as high if not higher than "market" applicants because they'll get kicked out of the program if they don't.

What is he charging for the materials?

I can do that through charging points, but since I'm getting it at a lower rate than you could as a consumer, I prefer to mark up the rate while still being lower than most others in the market.

And, if feasible, charge for parking!

Not sure if anyone is aware of this, but Marco's partner and CFO, Ronald Fossum, was charged with fraud by the SEC fairly recently and barred from participating in any type of similar activity.