You'll realize how much faster your money grows at 11%. 

We’re drawn to relatively affordable areas that may be more resilient to climate change in the long run (though we know nowhere is immune).Buffalo has caught our attention because of the growing investments in the area, which we think could drive future economic growth.

However it is worth it to pay a little bit more money for a mortgage now, so I can start building equity, assets, and future cash flow.Hey @Kody Glithero, welcome to the BP Forum and it's so great to hear you're looking to start your real estate journey as such a young age!

The biggest factors, from what I can tell, are age and rebuild cost. 

If you want to grow a portfolio, the math is clear, you must sell to Pyramid UP. $250mnth is not good performance.

As you grow your portfolio, keep an eye out for lenders who offer low down payment options for investors or those that allow leveraging the equity from your existing properties to fund new ones. 

For instance, targeting multifamily properties (2–4 units) is a great way to grow your portfolio.

Economically growing area. 

The property is located in a prime growing area in northern Alabama.

Don't worry about giving up the rate if you're looking to grow your portfolio.