Do you see why we accountants say "likely" and "possibly" in every paragraph we write?

I learned how much an escrow account check matters to your overall mortgage payment.

Since I cant account for what their money cost,I have found that is the biggest flaw.

It reminds me of the Charles Schwab study - their best performing retail investment accounts were from dead people that never closed out the account.

Rancho is working class, solid neighborhoods, decent schools, and lot of first time home buyers looking for a decently sized house.

By the time a property is formally put up for sale in a town that size the locals have know it was going to be sold and had their chance at it.

I can "cash flow" more from my stocks/index funds and high yield savings account with far less stress. 

It is our goal to deliver all of this in the RTR Academy along with a plethora of benefits to students to include:-VIP access to RTR inventory before the general public-ability to earn back course fees through investing & our attractive referral program-tax, legal & investing advice from our team of attorney, CPAs & investment advisors-no cost SDIRA or solo 401(k) account to invest through retirement vehicles -lifetime membership with no ongoing or additional fees, etc.!

If a problem arises with the property, the City will attempt to contact the owner and hold them accountable.

Am I underwriting conservatively, accounting for higher interest rates, inflation, and potential market softening?