Having the ability to live for free, while minimizing the taxes on my W2 income.

Find one that can be custom to your needs, has flexible pricing, no long-term, high-cost memberships, and excellent customer services to determine how to best market to your leads.

Remember the purpose of a proforma is to determine if a deal pencils broadly, so getting extremely granular doesn't add anything useful.

The only thing I have seen is if it blocks their ability to access their property they would need to provide access Agreed . 

It is up to the CPA to determine if the taxpayer is an "Affected Taxpayer" and if so which date/dates are being extended.

Many lenders include a prepayment penalty  that lasts 3-5 years, which could limit your ability to refinance again if rates drop in the future. 

Hey Quentin, It sounds like you’re in a solid position to start your real estate investment journey, especially with the equity you’ve built up in your home and your ability to handle renovations.

While the rates can be a bit higher, the ability to work with a lender who understands your specific needs and timelines can make all the difference.For larger projects, private lending can be a game-changer.

I will say though, based on every point you've tried to make before this your credibility and ability to tell if a PM is good or not is incredibly questionable.

Ability to pay off rentals outright if needed to but won't.I hope the above helped to provide more transparency and clarity.So I agree to getting a car, but was against paying cash.