It has been a game changer for certain regions. 

Is there a certain region you focus on?

What region of NY state are you in and who are your usual customers? 

Here is a map of 2018 closings to show you what I mean:For 2018, there were 418 closings in this region.

I only invest in regional drive to markets that are tried and tested true vacation markets.

Commercial debt is dicey right now to say the least ... when John Kane can't get a lending partner to execute a project (Downtown South) it should be no surprise that smaller regional and local builders are struggling also.

A lender may also want stronger debt coverage ratios and be tougher on appraisals because they will have more work involved securing several  properties if things go south for any reason.Your loan amount is rather small for a blanket loan, you should have better luck with a small lender/bank or regional bank as many larger lenders may want a minimum loan of $500K or 1M.  

This fact will help every employer in the region keep and attract the employees needed to make them successful.The Realtor.com analysis of Toledo notes that we’ve seen our “share of troubles over the past few decades,” but the real estate market has remained resilient with good options in the city and the suburbs.

Take a look at the lakes region area of NH. 

Your household names: Ernst and Young, Deloitte, KPMG, etc all offer audit services, as do your regionals like Grant Thornton.A full audit will typically consist of spot checking everything from invoices/receipts tying out to specific checks paid by accounts payable, and down to leases being input into the system, and tying rent payments to cleared checks.